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Bachelor of Medicine and Bachelor of Surgery popularized as MBBS are considered to be the most prestigious professional courses in the country. Every other student in the country aspires to become a doctor. The affordable fee of Rs. 10000 annually in the central government-funded medical institutions AIMS is a major attraction. For All India Quota, the annual fee ranges between 50,000 to 2, 00,000 for eligible MBBS students.

After you complete your 12th standard examinations, you need to clear the important NEET exam for MBBS admissions in India to get into the reputed medical colleges in the country. With the increasing level of competition in the country MBBS in India is turning to be a hard course. For all the students who wish to get admission into the top medical college of the country, they should start preparing for the competitive entrance examination after their class 12. As per the directives of the Supreme Court of India, NEET is the only exam that should be conducted for MBBS admissions in India. All the medical aspirants in the country must clear the NEET (National Eligibility cum Entrance exam) in order to get admission into any medical college, the AIIMS (All India Institute of Medical Sciences) for all the AIIMS branches and the JIPMER (Jawaharlal Institute of Postgraduate Medical Education and Research) for admission into JIPMER, There are various medical universities in India that are affiliated with these three main entrance exams.

Why MBBS in India?

MBBS in India is regarded as the top professional curriculum in the country. Today, when students are choosing abroad medical study over Indian medical education, there are some students for whom the medical study in India is still the top choice. The following are the amazing reasons as to why you should go for an MBBS course in India:

MBBS degree awarded from a government institution is of very high importance and has a good reputation in the academic sectors of medicine.

The clinical knowledge and expertise taught in the medical institutions in India are of excellent quality.

With the continuous rise in the population of the country, Indian medical students will never feel short of patient exposure.

For all the students who graduate from a medical college abroad, they cannot practice in the country until they have cleared the MCI Screening Test or FMGE.

As for the Indian medical students, graduated from a medical college in the country, there are no such rules that have to be fulfilled to practice the medical profession.

If you are well prepared for the NEET exam and qualify it with a good rank then your medical degree is going to cost you only 3-5 lakhs for the entire course on average.

As for foreign medical education, this is going to be 8-9 lakhs per year in a reputed medical university offering MBBS Program to international students.

Indians value the family the most. You will be close to your friends and family if you practice medicine in India.

The chances of getting a job are very high if you are graduated from a good Indian medical college.

  • There is a total of approximately 72,098 seats available in India
  • MBBS in India is ranked higher due to its excellence in research and training programs
  • The medical universities in India are popular for having excellent results every year
  • Medical degrees earned from the medical universities in India are considered to be outstanding.
  • Medical degree issued by Indian government institutions is of great importance for the students.
  • Indian medical colleges are famous for providing excellent clinical knowledge and expertise.
  • Students have the advantage of attending international seminars and conferences
  • The syllabus followed in Indian medical college is of global standard
  • Students are free to practice in any part o the world after MBBS from India
  • The infrastructure in medical colleges is being updated regularly. Thus, the students get a first-hand experience of using modern and the latest equipment
  • The practical knowledge taught to the students is of great value
  • Students get to practice on actual human bodies
  • The internships can be carried out in any local hospitals, healthcare centers, and clinics.
  • The internship level is paid
  • There is no need for exams like IELTS & TOEFL
  • Undergraduate, postgraduate, and even specialization courses are offered here
  • Medical students having abroad medical degrees are required to clear the MCI Screening test in order to start practicing in India.
  • The teachers in medical universities are acclaimed academicians and highly educated
  • Being in the home ground, the medical students find a sense of security
  • Almost all medical universities are hospitals swell. Thus, the inflow of patients is great. This gives the students a better practical experience
  • The government and private MBBS colleges are directly under MCI
  • These medical universities pay special attention to the accommodation of the students
  • The hostel facilities are outstanding. With modern equipment’s and security, the students will be comfortable
  • Medical students graduating from India, have no need for MCI screening test clearance to practice in India.
  • In Indian Govt. colleges the MBBS fees in India is very less as compared to the colleges in foreign countries.
  • Medical students graduating from Indian medical colleges have high chances of getting a reputed job.

MBBS Universities In India:

  • AIIMS New Delhi
  • PGIMER, Chandigarh
  • Kasturba Medical College, Manipal
  • King George’s Medical University, Lucknow
  • JIPMER Puducherry
  • BHU Varanasi
  • Jawaharlal Nehru Medical College, Aligarh
  • M. S. Ramaiah Medical College, Bengaluru
  • University College of Medical Sciences, Delhi
  • KMC Mangalore
  • Panjab University, Chandigarh
  • SRM University, SIMS, Chennai
  • Mahatma Gandhi Medical College and Research Institute, Puducherry

Important Information

To appear for the MBBS entrance exam in India, students of the unreserved category need a total of 60% marks in PCB and for the reserved category, 40% marks are required in PCB examination of the 12th standard.

You need to qualify NEET with a minimum percentile to be eligible for counseling.

You need not appear for English language proficiency exams like ILETS or TOEFL.

Government colleges charge a very low fee for MBBS study in India however the private medical colleges of the country charge 4 lakh- 15 lakh per year.

The duration of MBBS study in for 4.5 years after which students have to go for a mandatory internship for a year. Only after the successful completion of the study and internship period comprising of 5.5 years, is when a student is awarded a MBBS degree.

The medium of MBBS education in India is English, Hindi, and regional.

The top medical colleges of the country are all government-aided medical institutions.

All the medical colleges in the country are MCI (Medical Council of India) and WHO (World Health Organization) approved.

Eligibility :

The applicant must have passed the 10+2 examinations with subjects Physics, Biology, and Chemistry.

The applicant must have scored 50% marks in the 12th examinations for the unreserved category and 45% marks for the reserved category.

For AIIMS, you need to score 60% marks in the 10+2 examinations.

You need to be fluent in English which is a mandatory subject for admission into the top medical colleges of the country.

The applicant must be between 17 to 25 years of age at the time of admission into any medical college in the country.

You need to quality the NEET, AIIMS, or JIPMER examinations to be eligible for the counseling procedure of each one of them.

Make a list of all the documents that will be required during the counseling to study medicine in India. To study medicine in India, you need to go through the counseling procedure.

The following are the list of documents that you are said to produce at the time of counseling for medical study in India:

  • Original and photocopies of the 12th and the 10th mark sheets.
  • The original passing certificates like the transfer certificates and character certificates and their photocopies.
  • The original birth certificate and its photocopy
  • The NEET passing scorecard
  • The caste certificate in case of reserved candidate belonging to the OBC/SC or ST category.
  • Passport size photos
  • A proof of the residence and permanent address

Duration :

  • The duration of medical study in India is a total of 5.5 years which comprises 4.5 years of theoretical study curriculum and one year of mandatory internship.
  • The medium of instruction in the medical colleges of India is English in general.
  • In the case of students who go abroad for studying medicine, their academic curriculum of 6 years comprises of 5 years of academic study and one year of the mandatory internship.
  • The medical study in India is divided into nine semesters each of six months

Education Loan Coverage on Your MBBS Course

The loan will cover the following expenses for your MBBS course:-

  • Semester fee
  • Annual fee
  • Admission fee
  • Book purchase
  • Travel expenses
  • Project work
  • Examination fee
  • Laptop purchase (if necessary for the course)
  • An education loan helps the student to complete the long duration course of 5.5 years without any financial issue.

Margin Money On An Education Loan

Margin money is an amount that the lender won’t finance. You need to pay the same. As per the RBI Model scheme prepared by IBA in the year 2001, bank or NBFC will put no margin for education loans up to INR 4 lakh. However, for a loan amount above INR 4 lakh, the margin would be 5% for inland studies. So, if you are borrowing an education loan for an MBBS course in India, you should know this fact to prepare yourself.

The margin requirements are not very rigid in India. Students can use their scholarship or assistantship to compensate for the margin money. The margin is brought in on a yearly basis as and when the loan disbursements are made on a pro-rata basis. The margin amount is valid if a loan is availed from a private and public sector bank. Some NBFCs such as HDFC Credila process 100% of the loan amount.

Education Loan Repayment Post Completing the MBBS Course

The repayment in an educational loan starts when the student completes the educational course. As in MBBS case the course duration is approximately 5.5 years, so to do the repayment, you first need to know some rules which are as follows:

Moratorium Period:- Before your loan repayment starts, the lender will offer you a 6-12 months moratorium period in which you have to find a stable job to repay the borrowed loan amount.

Interest Rate During Moratorium Period:- Simple interest rate will be charged during the moratorium period of your education loan. And some lenders may also provide concessions of 0.5-1.00%.

Reduction in Moratorium Period:- Your education loan moratorium period is reduced to 6 months if you secure a job after the course completion, otherwise, it can be 12 months.

Tax Benefits

  • Under section 80-E of the Income Tax Act 1961, you can claim a tax deduction on your education loan interest payment.

Advantages

  • The country has top-ranked medical institutions in the country that will teach you medicine using the best teachers in the country.
  • India offers a good number of suffering patients where you can study various medical complications. This will widen your base of understanding medicine.
  • MBBS education in India is all about making your practice in real medical emergencies which are a good prospect for many students.
  • Since India is your motherland; you will feel happy in being associated with a medical college in the country.
  • You will never feel away from your country, family, friends, and your favorite food.
  • There is no need to qualify for the MCI Screening Test or the FMGE exam which lessens your burden further.
  • You are given your license to practice as soon as you graduate with your MBBS degree.
  • If you grab a government medical college in the country, your fee is going to be a negligible amount.
  • You can easily complete your MBBS study in India within a budget of 3-5 lakhs.
  • You will get an opportunity to be a part of many international and national conferences while pursuing MBBS in India.
  • It will be easy for you to apply for jobs and even for part-time work in some private medical college since you will be graduated from a renowned medical college in the country.
  • It will be easy for you to prepare for the postgraduate examinations for higher studies after you complete your MBBS.
  • The medical curriculum followed in the country is the same in all the medical colleges, be it government or private
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